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How much will it cost to change a car on my insurance?
I'm trading in my car for a newer model. I haven't had to change a car on my insurance before. How much will it cost?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Getting a new car is always exciting, especially when you trade in an older model. While the cost of making changes to your
car insurance
varies, the type of vehicle you drive has an impact on your insurance rates. Since you’re getting a newer model, your insurance will likely increase.When you drive a newer vehicle, the
actual cash value
is higher. If you were to get into an accident or total your car, your insurance company would have to pay out more than for an older vehicle.Because of this, companies often charge more for insurance premiums on newer cars.
If you haven’t fully committed to a new car yet, you should request
car insurance quotes
first. A dealership can give you the VIN (vehicle identification number) of vehicles you’re considering, which you can use to find the cost of insurance. Even if you have fully committed to a new vehicle, you can still shop around. If you’re unhappy with the current rate your insurance is charging, you can compare quotes with other companies. You may be able to find a lower rate for your new vehicle. Keep in mind that you also need full coverage car insurance if you’re financing the vehicle.
If you want cheap car insurance for your new car, use
Jerry
. Jerry is a free app that collects quotes from up to 50 top insurance providers, ensuring you get the best coverage and rates.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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