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How do I write a car insurance claim letter?
I was in a two-vehicle accident this morning. I want to get the claim in as soon as possible. How do I write a car insurance claim letter?
Nick Kunze · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“A well-written claim letter, also known as a demand letter, can be a huge help in getting paid efficiently and fairly for your insurance claim.
Open the claim by summarizing all relevant information, and the purpose of
your claim
. Any injury, damages or losses caused by the accident should be outlined right at the start.Throughout the letter, be as precise as possible. Recount specific times, dates, and details such as weather or dangerous driving conditions. Other information you should gather to explain the accident further should also be included as evidence, including:
- Police reports
- Copies of receipts
- Witness statements
- Statements of lost wages
- Medical bills
Make sure to highlight special circumstances that help your case, like if the other party was determined to be at-fault. Sum the letter up with a dollar amount that you feel the insurance company owes you due to your losses as it pertains to your policy. Hopefully, the insurance company agrees with your claim letter and pays out accordingly.
If you run into any hurdles or the insurance company doesn’t want to compensate you, hire an accident attorney to help you investigate the case.
If you’re dissatisfied with how your insurance company handled the claim or you just want to see what other options are available, head over to Jerry.
Jerry
is a free app that compares dozens of car insurance quotes to help you find the best policy for you.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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