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How long after moving do I need to change my car insurance?
I just moved to a new apartment last week. I haven't changed my address yet. How long do I have to do so?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Moving is a convoluted process, so it’s understandable that you haven’t had a chance to change your address with your
car insurance company
. However, now that you’re more settled, you should try to change it as soon as possible.Where you live is one factor that car insurance companies use when rating a policy. If your policy still has your previous address, you migth pay more or less than you should.
Additionally, every policy has to have a garaging address. A garaging address tells a car insurance company where you keep your vehicle. If your insurance thinks you still live at your old address, you may face issues if you need to
file a claim
.Although some companies may allow you to change your garaging address online, you may have to call your provider. Once you update your address, you should also receive a new rate. If you’re midway through your policy term, you may see a change in your future payments.
If you notice a significant increase after changing your address and you want to explore other options, the
Jerry
app is a good place to start. As a licensed broker, Jerry finds the cheapest quotes from top-rated insurance companies to get the best rate for your needs.”View full answer
- Gregory R.
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