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Does State Farm renters insurance cover hurricane damage?

I’m moving to the east coast and got a great renters insurance quote from State Farm. I’ve never had to worry about hurricanes before, so I’m a little worried. Will a renters insurance with State Farm cover hurricane damage?

avatar
Payton Ternus · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on your move! It’s great you’re already thinking about renters insurance.
If there is a hurricane where you live, your
State Farm
renters insurance should cover damages caused by it.
Covered perils
in a renters policy typically include:
  • Wind
  • Hail
  • Lightning
  • Fire
  • Falling objects
  • Non-flood related water damage
However, renters insurance virtually never covers flooding, which is common during a hurricane. If you want coverage for flooding, flood insurance is available for purchase through the National Flood Insurance Program (NFIP) or a private insurer.
Additionally, if you live in an area prone to hurricanes, you’ll want to make sure the renters policy you get doesn’t exclude hurricane damage. If it does, you may need to find separate coverage.
Since you’re in the market for a renters insurance policy, let
Jerry
help. Download the Jerry app and in less than a minute, Jerry collects your information from your current insurer. Choose from competitive quotes from top insurance providers and Jerry takes care of it all—enrolling in your new policy and helping you cancel your old one. You get all the savings with none of the hassles!
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