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Does a cat flap affect home insurance?
I adopted an indoor/outdoor cat a few months ago. I’m getting tired of constantly having to let her in and out of the house. I want to install a cat flap, but will it affect my home insurance policy?
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on the adoption! I’m sure your cat would love being able to come and go as she pleases but a cat flap can affect your home insurance policy, so you may want to hold off for now.
Having a cat flap affects your home insurance policy because it is viewed as an additional risk and could invalidate your coverage if installed without informing the insurance company. However, this doesn’t mean you can’t install a cat flap.
If you want to install a cat flap for your furry friend, you should contact your insurance company to see if they are allowed and if your premium will increase. Each insurance company is different, so it’s best to learn more before deciding.
Regardless of how you proceed, you can use
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