Acura TLX Lease
The average cost of an Acura TLX lease ranges from $584 to $852 per month.
Written by Brittni Brinn
Reviewed by Jessica Barrett
An Acura TLX lease costs between $584 and $852 a month, depending on your credit score, the Acura’s trim level, the negotiated price of the lease, and the size of your down payment.
If you’ve got your eye on a brand-new Acura TLX but don’t have the cash to buy it outright, a car lease might be a great way for you to get behind the wheel for less. With a lease, you can take a vehicle home for much less than the cost of a car loan and return it at the end of the lease term.
But leaser beware—a lease comes with added restrictions and expenses that can cramp your style. By making sure you negotiate a fair lease from the get-go, you’ll save yourself some unpleasant surprises in the long run.
Thankfully, the
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app is here to help guide you through the process of leasing. We’ll take a look at how leases work, what you can expect for monthly payment rates, and what happens to your Acura TLX when the lease term is up—plus how to secure a good car insurance
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How to lease an Acura TLX
A sporty luxury sedan, the Acura TLX is a highly-rated vehicle to lease. To start the leasing process, follow these steps:
- Check your credit score. To lease a vehicle, you’ll need a credit score of above 650. Generally, anything below 630 won’t cut it for a lease.
- Sit down with your finances. As a rule, your monthly payment for your lease should sit at around 15% of your income—or less, if you can swing it. For example, if you make $4,000 a month, you can afford a maximum lease payment of $600.
- Budget for how much you can pay upfront. Don’t forget that you’ll have to drop a down payment when you sign your lease. Up-front costs may also include additional fees, and you’ll have to pay your first monthly installment on the lease.
- Figure out your annual mileage. A lease for an Acura TLX will include an annual mileage limit of 7,500, 10,000, 12,000, or 15,000 miles. If it turns out you need more than that, additional miles can be purchased when you sign the lease.
Once you’ve checked all those boxes, you can head to your dealership with a clear idea of what you have to work with. Knowing your financial limits will help you to negotiate the best deal on your Acura TLX.
The final step: shop for insurance
Before you can drive away in your newly-leased Acura TLX, you’ll need to purchase car insurance.
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is the fastest and easiest way to get the best coverage at the most affordable price. Download the app, answer a couple of questions, and Jerry will pull up the most competitive quotes from top insurance companies.How much does an Acura TLX lease cost?
The average cost to lease an Acura TLX will fall between $584 and $852 per month.
The exact cost of the lease will depend on the trim level, add-ons you get from the dealership, your credit rating, the length of the lease term, and the amount you pay up-front. Your location and the time of year will also impact the cost of your lease since leasing offers change over time.
The trim level of your Acura TLX is a major factor in determining the exact cost of your lease. Five trims are available when you lease an Acura TLX: the base model, the Technology level, A-Spec, Advance, and Type S. Each trim level comes with a package of added features—the fancier you get, the higher your monthly payments will be.
The table below shows how your monthly payments and the amount due at signing could change with each of the 2022 TLX’s five trim levels. For this example, we’ll assume your credit rating is excellent (690-719) and that you’re getting a 36-month lease with an annual limit of 10,500 miles.
Trim level | Monthly payment | Amount due at signing |
|---|---|---|
FWD TLX | $584 | $1,179 |
FWD Tech | $656 | $1,251 |
FWD A-Spec | $685 | $1,280 |
AWD Advance | $763 | $1,358 |
Type S | $821 | $1,416 |
Your credit score is the other big determining factor when it comes to fixing the terms of your lease. Here’s how the monthly payments for the base model TLX could change based on your rating for a 36-month lease with 10,500 annual mileage.
Credit score | Monthly payment |
|---|---|
520 to 579 | $852 |
580 to 609 | $852 |
610 to 629 | $596 |
620 to 649 | $596 |
650 to 669 | $596 |
670 to 689 | $596 |
690 to 719 | $596 |
720+ | $584 |
Services included in an Acura TLX lease
Your Acura TLX lease will include multiple mileage options from 7,500, 10,000, 12,000, or 15,000 miles per year—or more if you purchase them at signing. Acura’s Momentum Miles plan allows you to transfer up to 15,000 unused miles to your next Acura lease.
Acura TLX leases come with
gap insurance
to protect you if your vehicle is stolen or totaled. Your lease also includes an Excessive Wear-and-Use or Damage Waiver, which will cover wear and tear costs of up to $1,500. MORE: How to calculate a car lease payment
What to do when your Acura TLX lease is up
When the lease term for your Acura TLX ends, you’ll have a few options. You can:
- Return the car to the dealership
- Bring the car back and enter into a new lease agreement for another vehicle
- Buy your Acura TLX for the guaranteed price negotiated at signing
How to return a leased Acura TLX
If the time has come for you to move on to a new vehicle, you can return your leased Acura and walk away. You’ll have to make sure you follow the correct return procedure to save yourself from any extra fees.
Two or three months before the lease term ends, it’s up to you to contact the Lease Maturity Center to get information about the specifics of the required vehicle inspection. You can then go ahead and schedule the free inspection. Plan to have the inspection completed early to allow yourself time to deal with wear and tear or any repairs.
A Vehicle Inspection Report will be issued to you outlining any payments owed for mileage over the cap, wear and tear beyond the waiver included in your lease, and any other conditions of note.
A week before the end of your lease, make an appointment to return your Acura. Make sure the leased vehicle is clean and empty. You’ll also need to bring the following:
- All sets of keys
- The owner’s manual
- The vehicle return receipt
- The Vehicle Inspection Report
- Maintenance and repair records and receipts
Once your return is completed, contact an Acura representative at 1-866-777-6495 to confirm that you have returned the leased vehicle and paid the outstanding fees. If you choose to purchase or lease another Acura within 30 days of your turn-in date, the dealership will waive your turn-in fee.
How to purchase a leased Acura TLX
If you can’t bear to part with your leased Acura, you have the option of buying the car outright when your lease is up. The guaranteed price of the vehicle that you negotiated at signing is what you’ll have to pay to make the Acura TLX your own.
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Whether you lease an Acura TLX or decide to purchase your Acura when your lease term ends, you’ll need car insurance to drive it off the lot. The car insurance super app
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