If you’re in the market for a sporty crossover SUV that offers a premium crafted interior alongside an exciting driving experience, look no further than the Acura RDX. And if you want to experience the RDX’s impressive performance and style without the commitment of a

car loan

, leasing might be the right option for you.

While leasing is going to feature more restrictions than typical auto loans, it will also allow you to experience a vehicle’s best driving years while benefiting from a lower monthly payment compared to other financing methods.

Think leasing an Acura RDX might be the right move for you? No. 1-rated

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app and licensed broker

Jerry

is here to answer all your questions about leasing from start to finish. We’ll also go over how much you can expect to pay, plus how to find the best

Acura RDX insurance costs

How to lease an Acura RDX

Leasing an Acura RDX is a pretty straightforward process. By following the steps below, you’ll be behind the wheel of your leased RDX in no time!

First, check your credit score. Just like you would with a traditional auto loan, you’ll need decent credit if you want to lease a vehicle. Generally speaking, you’ll need a credit score above 650. While you can still get a lease with a lower credit score, you’re going to be dishing out more in monthly payments as a result.

Next, come up with a leasing budget. We suggest not allotting any more than 15% of your monthly income to your lease payments. If you’re pulling in $4,000 a month, your monthly lease payment should ideally be $600 or lower.

Then, figure out how much you can afford to pay upfront. Making a sizable down payment on your lease can reduce your overall monthly leasing bill. So it’s wise to put down as much as you can initially to reduce your monthly financial burden.

Last, estimate your annual mileage. You can lease an Acura RDX with an annual mileage limit of 7,500, 10,000, 12,000, or 15,000 miles. The average American drives somewhere between 12,000 and 14,000 miles per year. If you work from home, you probably drive less. But if you plan on taking your RDX on particularly long road trips, you may want to consider a higher mileage limit.

Now that you’ve thought through your finance, you’re ready to go to your local Acura dealership to

compare lease offers

. Keep your budget in mind to make sure you don’t commit to an Acura that you won’t be able to afford down the line.

The final step: shop for insurance

Even when you’re leasing an RDX, you’ll still need to invest in good car insurance coverage. Thankfully,

Jerry

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How much does an Acura RDX lease cost?

The average cost to lease an Acura RDX ranges from about $612 to $895 a month.

The exact amount you can expect to pay to lease an Acura RDX will depend on the trim level and options you choose at the dealership, your credit score, your lease term, and the money you put down at signing. Similarly, lease prices can also fluctuate depending on the time of year, as well as your geographical location.

The most impactful factor, however, is the trim level you choose. Opting for the base-level FWD RDX will be significantly cheaper than leasing the highest trim level on offer, the PMC Edition. Similarly, opting for additional features like an upgraded engine or infotainment center will increase your monthly payments when leasing an Acura RDX.

Let’s take a look at how your monthly payment and amount due at signing could change as you go up the 2022 RDX’s eight trim levels. For right now, we’ll assume you’re entering your lease agreement with a good to great credit score (above 650).

Trim level	Monthly payment	Amount due at signing
FWD RDX	$612	$1,207
FWD Tech	$676	$1,271
FWD A-spec	$722	$1,317
SH-AWD RDX	$645	$1,240
SH-AWD Tech	$710	$1,305
SH-AWD A-spec	$756	$1,351
SH-AWD Advance	$786	$1,384
PMC Edition	$837	$1,432

The other biggest factor in determining your payment for a 2022 RDX lease is your credit score. Assuming you haven’t put any money down on your leased Acura, let’s take a look at how your monthly payments are likely to change based on your credit score.

Credit score	Monthly payment
520 to 609	$895
610 to 719	$622
720+	$612

MORE:

Is it better to lease or buy a car?

Services included in an Acura RDX lease

A leased Acura RDX offers the following customer benefits:

Momentum miles: If you use fewer miles than included on your original lease agreement, they can be rolled over to your next Acura lease.

Loyal customer turn-in fee waiver: If you purchase or lease a new Acura or Honda model 30 days before or after your lease’s end date, your turn-in fee will be waived.

Excessive wear and use or damage waiver: Loyal customers may be eligible for a damages waiver of up to $1,500. More details will be listed in your Acura lease agreement.

Automatic GAP (Guaranteed Asset Protection):

Gap insurance

covers the difference between insurance payouts and the outstanding lease balance if your RDX is lost, stolen, or totaled.

You can also opt to purchase Acura Care Maintenance for your RDX. This program covers the costs of regular scheduled routine maintenance for your vehicle, including oil filter changes, tire rotation, brake fluid services, multi-point inspections, and more for 12 months or 12,000 miles.

MORE:

Basic car maintenance schedule

What to do when your Acura RDX lease is up

When you reach the end of your Acura lease, you’ll have three basic options. You can:

Return the SUV and lease a new Acura (either an RDX or a different model)

Follow the

Acura Lease Return Guide

and turn your vehicle in

Purchase your Acura RDX

How to return a leased Acura RDX

If you aren’t totally sold on holding onto your leased RDX, you’ll want to follow the steps outlined in Acura's Lease Return Guide to ensure a smooth return process and avoid any unnecessary fees.

Two to three months before the end date of your lease you’ll want to get in contact with your Acura Lease Maturity Center to discuss the turn-in process. Around this same time, you’ll want to schedule a free maintenance inspection to identify any instances of excessive wear and tear. Start by examining it for wear and tear.

While you might be eligible for a sizable waiver when it comes to repairing excessive wear and use through Acura’s damage waiver for loyal customers, you’ll still want to review your vehicle inspection report to assess any damages that you’ll need to pay for out of pocket before returning your RDX.

One week before turning in your Acura, you’ll need to make a turn-in appointment with

Motorcars Acura

. Shortly after returning your vehicle, you’ll need to get in touch with an Acura customer service representative at 1-866-777-6495 to inform Acura Financial Services that you’ve completed the turn-in process.

How to purchase a leased Acura RDX

If you want to buy out your Acura lease, you’ll have to get in contact with Acura Financial Services or call 1-866-777-6495 to request a pay-off quote. You can also check your initial leasing agreement, which likely outlines the agreed-upon purchase price.

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How to find the best car insurance for an Acura RDX lease

It’s easy to find great deals on insurance for your Acura RDX lease with

Jerry

! Just download the

car insurance

super app, enter your information, and Jerry will scan competitive quotes from some of the country’s top insurance providers in less than 45 seconds, delivering the best deals straight to you.

If the efficiency of Jerry isn’t enough to sell you, maybe its cost-effective nature is. On average, Jerry saves its users more than $800 a year on their car insurance policies!

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