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Will my car insurance company pay the balance after I pay the deductible?

I have full-coverage insurance and a rock shattered my car window. Should my insurance company pay for the balance of the repairs once I pay for the deductible?

Carol Chung · Updated on Apr 12, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

Yes, your

company will pay for the remainder of the cost to fix your window, assuming that the damage is worth more than your deductible.

If the damage isn’t worth much more than your deductible, then you may want to consider paying for repairs out-of-pocket. This is because a claim will stay on your record for several years and cause your rates to rise.

View full answer

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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