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Will health insurance or auto insurance cover my medical costs in an accident in Pennsylvania?
If I get into an accident, who covers my medical expenses? I have medical insurance, but I'm not sure if I have an additional protection for my medical costs through my auto insurance.
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“While your health insurance will cover your medical costs in the event of an accident, you may want to use your
car insurance
to help pay as well. Pennsylvania is one of the few states that requires MedPay, which means you should automatically have it as part of your auto insurance.
Medical pay coverage
offers reimbursement to drivers for healthcare associated with accidents, even if the driver is at fault.”View full answer
- Gregory R.
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