Keystone Fire and Security offers services for fire protection systems in three Northeastern states. That’s not where the end of their services, however—they also offer various services for security, communications, and IT systems.

The best time to prepare for a fire is before one ever has the chance of occurring. As a homeowner, that means having the right fire protection systems in place and adequate protection from your home insurance policy.

To help you get started on your own fire safety planning,

Jerry

, the

super app

that saves you on car and

home insurance

, is giving you the rundown on fire protection service providers across the country. Read on to learn more about Keystone Fire and Security, the services it provides, and how you could find savings on your own home insurance policy with the right fire safety precautions.

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What type of business is Keystone Fire and Security?

Founded in 1956, Keystone Fire and Security has been in the business of being “

engineered life safety specialists

” in

North Wales

, Pennsylvania, for more than 60 years. Not only do they offer a variety of fire protection services, but they also offer myriad security and communications services for customers.

In a nutshell, some of Keystone Fire and Security’s main services include:

Fire system installation

Fire system design

System inspections

Emergency service and repair for fire systems

System monitoring

Security system services

Communications system services, including intercom and nurse call systems

IT services, including servers and storage

Keystone serves three states in the Northeast:

Pennsylvania

New Jersey

, and

Delaware

MORE:

Home insurance and fire coverage: what’s covered?

What fire protection services does Keystone Fire and Security offer?

Keystone Fire and Security offers a wide variety of fire and life safety system services. When it comes to fire protection specifically, here’s a more in-depth breakdown of some of the services Keystone has to offer:

Fire system installation: Keystone Fire and Security can install different fire systems, like fire sprinklers, alarms and detectors, and fire suppression systems.

Fire system design: Keystone can help plan and design a custom fire safety system based on a property’s or project’s unique requirements.

Annual fire system inspections: Annual inspections can help make sure your fire system remains in good working order.

Fire safety training: Keystone offers several training services, including how to properly use specific fire safety equipment and live fire training.

Fire system specialty testing: Keystone offers several testing services for specialized fire safety items, from fire hydrant testing to room integrity fan testing to regular fire extinguisher inspections.

24-hour emergency services: In case of emergency, Keystone has a helpline that’s available to call 24/7.

MORE:

How to conduct a home fire safety inspection

What makes Keystone’s fire protection services unique?

A couple of the main aspects that make Keystone stand out are its wide range of services offered, 24-hour emergency services, and a convenient online customer portal.

Wide variety of services for businesses

For the right customer, Keystone’s offering of services could make it a one-stop shop for several safety and convenience services that serve organizations well, from fire systems to security systems to intercom systems.

Wide variety of services for businesses

Keystone’s 24-hour, around-the-clock helpline can provide greater peace of mind if an emergency occurs.

Online customer portal

Keystone offers its customers access to its online portal,

Keystone Client Connect

, for easy access to items like invoices, past inspection reports, and more.

The downside: limited locations, no services for homeowners

Since Keystone is based in North Wales, its services aren’t necessarily available to everyone—Keystone only serves Pennsylvania, New Jersey, and Delaware.

However, for the customers who have access to Keystone Fire and Protection, online reviews tend to rave about the quality of service they receive.

Additionally, Keystone primarily serves commercial and industrial organizations rather than individual homeowners. If you’re shopping for fire protection services for your business, Keystone could be a tempting option, but you might need to keep looking if you’re doing so for your own home.

MORE:

Does car insurance cover fire damage without extra coverage?

How fire protection could save you money on home insurance

Your home is arguably one of the biggest investments you’ll make in your life, so it’s essential to protect it from risks like fires as best as you can. Part of that is getting the right fire protection systems before a fire occurs, which could also earn you discounts on your home insurance policy.

That’s because a well-protected home against fires reduces the likelihood of extensive damage, which means a lower financial risk for an insurance provider’s purposes.

Fire safety discounts will vary depending on your provider, but here’s a sampling of some of the most common ones offered by insurers:

Installation of a fire alarm that will automatically contact emergency services, reducing response time

Installation of fire and smoke detectors

Keeping fire extinguishers in your home

Living in a home with fire-resistant building materials

Installing a sprinkler system

Living near a fire department, which can cut down on response time

You can check with your own provider to see what sort of fire-safety-related discounts you could be eligible for.

However, fire protection systems shouldn’t be your only line of defense against fires. You’ll also want to make sure your home insurance policy provides adequate coverage.

Here’s how different types of coverage under a home insurance policy can help cut down on the costs that can arise after a house fire:

Main dwelling coverage: This will help you with repair or rebuilding costs, depending on the extent of the damage. It’s a good idea to consider getting enough to cover the cost to rebuild your home if it was a total loss after a fire.

Personal property coverage: This coverage will help cover costs associated with lost and damaged items after a fire. Valuable items may need extra coverage depending on your policy, so it’s important to figure out whether you need additional protection for your most prized possession before a fire happens.

Additional living expenses coverage: This coverage, also referred to as loss of use coverage, can help cover expenses for rentals, hotel rooms, and restaurant meals if a fire renders your home temporarily uninhabitable.

Liability coverage: If you experienced a house fire that spread to your neighbor’s property, liability coverage could help cover legal costs in the case of a lawsuit.

What sorts of fire-related costs home insurance will cover will vary considerably from policy to policy, so it’s important to understand what your own insurance does and doesn’t cover.

MORE:

Home insurance and fire damage, explained

How to save money on homeowners insurance

Here are couple more ways you can find savings on home insurance:

Find quotes from multiple insurance providers before picking a policy

Bundle with other policies (like car insurance) to get reduced rates on both policies

Fun fact: you can do both of these things with the

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North Wales

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