What should I do if I accidentally burned down my neighbor's greenhouse?
I had a party the other night with a bonfire. The fire wasn't put out correctly and it caught the neighbor's greenhouse on fire. What should I do now that I accidentally burned it down?
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Your first step is to assess the damage. Find out from your neighbor how much the greenhouse was worth and the cost to rebuild it.
If you can afford it, offer to pay out of pocket for it. Make the process as easy as possible so they don’t have to lift a finger other than picking out the greenhouse they want.
If paying out of pocket isn’t an option and you have home insurance, reach out to your insurance company. Your
may cover the damage. However, your insurance rates will likely increase after you submit a claim.
If you do have to go through your home insurance and you’re worried about your rate increasing, it’s a good time to shop around. To help you save money and time, try using
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