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What moving violations affect your insurance?
I recently got a speeding ticket and I’m trying to figure out if it will cause my insurance to go up. Which moving violations affect car insurance?
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
In truth, any kind of moving violation can affect your insurance. The factor to consider is how much each type of violation will increase your rates. Reckless driving or
a DUI
, for example, would likely increase your car insurance
rates a lot more than a speeding ticket. Think about it this way: anything that might add points to your driving record will probably change your car insurance premiums if only a little bit.The types of traffic tickets that won’t affect your car insurance rates are called non-moving violations. These types of infractions occur while your car is not in motion and include things like parking tickets, faulty equipment, or failure to properly display a license plate.
If you’re worried that your insurance has been affected by your driving record, check out the
Jerry
app. This licensed insurance broker will perform a comprehensive cross-analysis of over 55 providers to find the best deal for you and your needs, regardless of your record. Download Jerry to learn more.View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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