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What does Travelers home insurance cover?
I’m shopping around for a new homeowners insurance policy, and I'm trying to compare coverage across insurers. What does Travelers home insurance cover?
Rachel Rigolino · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Like most other insurers,
Travelers
protects policyholders against named perils
such as fires, explosions, burglary, and wind damage. They also offer add-on coverage to standard policies.A standard Travelers homeowners policy covers the following areas:
- Dwelling coverage. If your house is damaged by named perils, Travelers will cut you a check for repairs.
- Personal property coverage. Travelers will help pay to replace items lost as the result of a storm or other covered peril.
- Personal liability coverage. If a third party sues you for injury or property damage, Travelers provides coverage.
- Loss of use coverage. Receipts for hotel and restaurant costs that you incur because you can’t live at your house while repairs are being made after a covered peril can be submitted for reimbursement.
But in addition to their standard policy, Travelers offers what they call Platinum Choice Home. This extends a policyholder’s protection and coverage. For instance, with Platinum Choice, you’re automatically protected against such perils as credit card fraud, power surges, and sewer backups.
Curious about homeowners insurance coverage and costs? Whether you’re shopping for renters, home, or
car insurance
, let Jerry
compare rates for you.If you’d rather leave the hard work of gathering quotes to someone else, use Jerry. The Jerry app can collect quotes from top insurance companies, like Berkshire, Safeco, and Travelers, in seconds!
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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