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Cheap Car Insurance in Winnemucca (Jan 2025)
Cheap Car Insurance in Winnemucca (Jan 2025)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Nevada.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
R.E. Fulton
Expert Insurance Writer and Editor
Reviewed by Josh Damico, Head of Insurance Operations
Edited by Lina Zhang, Lisenced Insurance Agent
Learn more about our insurance review board
What's on this page?
- How to find the cheapest car insurance quotes in Winnemucca
- Best car insurance companies in Winnemucca
- Best cheap car insurance quotes in Winnemucca
- Average cost of car insurance in Winnemucca
- Car insurance quotes in Winnemucca by rating factors
- How Do Different Factors Impact Your Car Insurance Costs in Winnemucca?
- Cheap car insurance quotes in Winnemucca after driving violations
- Cheap car insurance quotes in Winnemucca by age
- Cheap car insurance quotes in Winnemucca based on insurance history
- Cheap car insurance quotes in Winnemucca for popular cars
- How to lower car insurance costs in Winnemucca
- FAQ
- Methodology
- Meet our Experts
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How to find the cheapest car insurance quotes in Winnemucca
With plenty of
car insurance
companies to choose from, finding one that meets your needs and budget can be tricky. That’s why it’s important to shop around
and compare car insurance quotes
before committing to a policy so you can guarantee you’re not overpaying.With Jerry, finding cheap auto insurance is easy. Jerry is an app that helps Winnemucca drivers find car insurance that works for them. It’s quick, easy, and completely hassle-free! customers.
| Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|
| Progressive | $114 | Ivan, 54 Zip: 89445 | Jeep Liberty Sport | • State Minimum Liability |
Travelers | $130 | Logan, 34 Zip: 89445 | Ford F250 Super Duty | • 50,000/100,000 Liability • Comp / Collision |
Bristol West | $156 | Jim, 19 Zip: 89445 | Mercedes-Benz E 320 | • State Minimum Liability |
Kemper | $135 | Edna, 35 Zip: 89445 | Ford Fusion Titanium | • State Minimum Liability • Comp / Collision |
Last Updated Jan 24, 2025Best car insurance companies in Winnemucca
If you’re a Winnemucca driver looking for the best auto insurance companies, you’re in the right place. Jerry conducted one of the largest national insurance shopping surveys to find the best providers for Winnemucca drivers—and we’re ready to share the results!
The study found no single “best” or “cheapest” provider for every Winnemucca driver, since rates vary so widely from one driver to the next.
State Farm
, Allstate
, and Progressive
dominate the insurance market in Winnemucca—even though our survey respondents gave Esurance, GEICO, Mercury, and The General 5/5 rankings across the board.Take a look at how Winnemucca drivers ranked major insurance companies below.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Allstate | 4.7 | 3.7 | N/A | 4.3 |
| Progressive | 4.3 | 3.9 | 3.6 | 4.2 |
Geico | 4 | 3.7 | N/A | 4 |
| AAA | 4 | 3.7 | N/A | 4.7 |
State Farm | 3.2 | 2.7 | N/A | 3.7 |
Best cheap car insurance quotes in Winnemucca
All drivers in Winnemucca must meet the state’s minimum insurance requirements before hitting the Liability insurance is necessary, but you can also purchase
full-coverage auto insurance
for better protection.Cheap minimum liability insurance quotes in Winnemucca
Nevada’s minimum car insurance requirements
follow a 25/50/20 pattern. Here’s a breakdown of what every Winnemucca driver must have: - $50,000 bodily injury liability per accident
Mercury
Birdie (35 years old)
$152
per month
Dairyland
Cody (54 years old)
$79
per month
Do you need more than minimum coverage in Winnemucca?
In Winnemucca, you must have liability car insurance that complies with the 25/50/20 state-mandated limits—but that doesn’t mean it’s all you should purchase.
If you’re involved in an at-fault accident, bodily injury and property damage costs can quickly exceed the 25/50/20 limits—leaving you on the hook for the remainder if the other party decides to sue.
Remember,
Nevada's car insurance laws
allow Winnemucca drivers the right to claim both economic (lost wages, property loss, etc.) and non-economic damages (pain and suffering, mental suffering, etc.) associated with a car accident. Paying these expenses out of pocket can be steep, so it’s almost always worth it to pay a little more for full-coverage insurance in Winnemucca.
The bottom line: Drivers in Winnemucca should consider purchasing liability coverage that exceeds the state minimums—such as 50/100/50 or even 100/300/100—or purchasing a full-coverage policy.
Cheap full coverage car insurance quotes in Winnemucca
Purchasing a full-coverage insurance policy is one of the easiest ways to safeguard yourself against costs associated with an accident—and it’s usually not that much more expensive than a liability-only policy in Winnemucca!
If you’re considering buying full coverage, you’ll get state-mandated liability insurance plus
comprehensive
and collision coverage
.- Comprehensive insurance: Covers you against non-collision related incidents, such as theft, vandalism, fire, flood, wind, or falling objects
- Collision insurance: Pays for damages to your vehicle resulting from a collision with another vehicle or stationary object
Remember that both collision and comprehensive coverage are subject to deductibles. If you’re involved in a crash and need this coverage, you’ll have to pay your deductible before your insurance provider pays out.
While you can expect to pay higher insurance rates than for a minimum coverage policy, Jerry can help you find the best premium in Winnemucca for the coverage you want.
| Insurance Coverage | Insurance Company | Premium (monthly) | Customer | Car |
|---|---|---|---|---|
• State Minimum Liability • Comp / Collision | Progressive | $145 | Erik, 35 Zip: 89445 | Ford Fusion Titanium |
• 50,000/100,000 Liability • Comp / Collision | Dairyland | $281 | Elijah, 42 Zip: 89445 | RAM 2500 Tradesman |
Last Updated Jan 24, 2025The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
Jerry,
a top insurance agency
, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.Average cost of car insurance in Winnemucca
After analyzing scores of insurance providers in Winnemucca, we have discovered that the average price for minimum liability coverage amounts to be $112 per month or $1,344 per year. Additionally, residents of Winnemucca can expect to pay an average of $204 per month or $2,448 per year for full coverage insurance.
| Insurance coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $82 | $979 |
Full coverage | $129 | $1,552 |
While it's useful to understand average insurance rates to estimate your personal insurance costs, it's important to note that individual insurance premiums are influenced by numerous factors. These factors may include vehicle type, driving history, claims record, and other key demographics.
Average cost of car insurance in Winnemucca by zip code
The cost of car insurance in Winnemucca can greatly differ depending on your specific zip code. Each individual zip code within Winnemucca has its own unique driving risks which directly factor into your insurance quotes. Living in a neighborhood notorious for higher rates of car thefts and accidents increases its risk profile, thereby increasing premiums.
In short, the degree of risk tied to your zip code is a key determinant of whether your coverage will come with a higher or lower price tag.
| Zip Code | Average State Minimum Coverage Rate | Average Full Coverage Rate |
|---|---|---|
89445 | $84 | $99 |
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Car insurance quotes in Winnemucca by rating factors
Insurance companies in Winnemucca use many rating factors when
deciding your auto insurance premium
: - Your driving record and claims history: Drivers with a track record of accidents or violations generally face higher premiums than those with a clean record.
- Your demographics: Your age, gender, and marital status can all influence the cost of your insurance rates.
- Your location: City dwellers often encounter higher premiums compared to rural residents due to factors like increased crime rates and higher population density.
- Your mileage: High annual mileage can result in higher insurance costs.
- The make/model of your car: Luxury, sport, and high-performance vehicles typically cost more to insure since replacement parts are more expensive.
- Your credit score: Good credit scores are generally associated with lower insurance rates, even for identical coverage.
How Do Different Factors Impact Your Car Insurance Costs in Winnemucca?
How Do Different Factors Impact Your Car Insurance Costs in Winnemucca?
Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
Prohibited (or effectively prohibited): Nevada currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more abut the car insurance rating factors in Winnemucca:
Cheap car insurance quotes in Winnemucca after driving violations
Driver violation points have a significant impact on car insurance rates
—and they can also affect which insurance company will insure you. Some insurance providers are willing to insure high-risk drivers
in Winnemucca. This often comes at a premium. Other companies will be unwilling to insure high-risk drivers, especially with big violations like a DUI or reckless driving
. Here’s how to find cheap car insurance in Winnemucca with driving violations on your record.
Cheapest car insurance in Winnemucca after speeding ticket
If you’re a Winnemucca driver who has received a
speeding ticket
, it’s not the end of the line for car insurance. Drivers are penalized based on the degree of speeding and prior offenses—though penalties for speeding in Nevada are stricter than in other states.Here’s what we mean:
The maximum fine for speeding in Nevada is $1,000, but the fines cannot be more than $20 for each mile an hour you were going beyond the posted speed limit.
- 5 mph over the speed limit: $100 fine + 1 point added
- 10 mph over the speed limit: $200 fine + 2 points added
- 15 mph over the speed limit: $300 fine + 2 points added
- 20 mph over the speed limit: $400 fine + 3 points added
- 21+ mph over the speed limit: $420+ fine + 4 points added
That said, the amount of your fine will depend on several factors, including:
- Any previous speeding tickets
- Where you were speeding (work or school zone)
- How fast you were going
Speeding is considered a misdemeanor in Nevada and can land you in jail for up to six months if the offense was severe enough. On top of fines and possible jail time, it also comes with demerit points on your driving record.
The result isn’t just a poor record—it’s also a big increase in your car insurance rates and a possible license suspension.
Regardless of the violation, Jerry helps Winnemucca drivers find affordable rates with great insurance companies.
| Speeding Type | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
Speeding 1-5 | Travelers | $75 | Louisa, 36 Zip: 89445 | Mini Cooper | • 50,000/100,000 Liability |
Speeding 6-10 | Nationwide | $66 | Lily, 34 Zip: 89446 | Chrysler 300M | • State Minimum Liability • Comp / Collision |
Last Updated Jan 29, 2025 Cheapest car insurance in Winnemucca after DUI
In Winnemucca, you’re subject to
Nevada DUI laws
, which state that drivers over the age of 21 cannot have a blood-alcohol level of 0.08% or higher—and lower thresholds are in place for younger drivers. - If you’re caught with a BAC higher than the legal limit, the conviction will remain on your driving record for seven years.
- Penalties include a fine, potential jail time, license revocation, IID requirements, SR-22 requirements, and community service.
- On average, drivers with a DUI pay 56% more for car insurance than drivers without one.
Luckily, insurance providers offer many discounts to help reduce your costs. Jerry has helped Winnemucca drivers with major convictions land affordable insurance.
Safeco
Eva (44 years old)
$51
per month
Cheapest car insurance in Winnemucca after an at-fault accident
A clean driving record is one of the best things a Winnemucca driver can do for their insurance rates. This reassures insurers that you’re a safe driver and aren’t likely to file a claim.
If you have a fender bender or a major at-fault accident on your record, you can expect your rates to increase thanks to a high-risk driver label.
But it’s not all bad news—work to eliminate the accidents on your record (and
keep a clean driving record
in the meantime) while Jerry helps you find an affordable policy.| Accident Type | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
At Fault With No Injury | Mercury | $152 | Bertie, 35 Zip: 89445 | Ford Fusion Titanium | • State Minimum Liability • Comp / Collision |
Not At Fault | Dairyland | $281 | Amelia, 42 Zip: 89445 | RAM 2500 Tradesman | • 50,000/100,000 Liability • Comp / Collision |
["At Fault With No Injury"] | Progressive | $114 | Maude, 54 Zip: 89445 | Jeep Liberty Sport | • State Minimum Liability |
Last Updated Jan 29, 2025Cheapest car insurance in Winnemucca after other driving violations
As a Winnemucca driver, having a DUI or speeding ticket on your driving record can do a doozy to your insurance costs—but other violations can, too. Driving without a license or insurance, failing to stop at a stop sign, or improper lane changes may also affect rates.
If you’ve landed yourself one of these violations, Jerry can still help you find affordable rates in Winnemucca.
| Violation | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
Illegal Turn | Progressive | $60 | Danny, 43 Zip: 89445 | GMC Jimmy | • State Minimum Liability • Comp / Collision |
Defective Equipment | Safeco | $47 | Mayme, 42 Zip: 89446 | Ford Ranger | • 50,000/100,000 Liability |
Last Updated Jan 27, 2025Cheap car insurance quotes in Winnemucca by age
In Winnemucca, drivers under 25 pay some of the highest insurance premiums of any age group due to a lack of driving experience and a higher risk of accident claims. Once you hit 25, more experience means rates start to decline and stay at their lowest until reaching your mid-70s, when they increase again.
For teens and seniors in Winnemucca, Nationwide and Allstate offer affordable options—but other providers may have competitive rates.
Cheapest car insurance in Winnemucca for young drivers
Teen drivers between the ages of 16 and 19 have the highest car insurance rates of any age bracket in Winnemucca. That’s because they’re at the highest risk of being involved in a car accident. But this also applies to drivers under 25 or new drivers who don’t have a long history of safe driving.
If you’re a new driver in Winnemucca without a lot of on-road experience, consider investing in a full-coverage policy that offers more protection on the road and greater financial coverage if you’re involved in a crash.
Dairyland
Wayne (19 years old)
$160
per month
Cheapest car insurance in Winnemucca for senior drivers
On the other end of the spectrum, we have Winnemucca drivers with an abundance of experience and high car insurance rates. This is because drivers in their mid-70s and onwards are at a higher risk of mortality, hospitalization, and high medical expenses from car accidents. They also have slower reflexes that increase the risk of being involved in an accident.
GEICO
seems to lead the race for the best car insurance for seniors
in Winnemucca, but using a comparison app to check out other quotes is still a good idea.
Over 3,500,000 customers and counting
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Kishore
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Audrey
Cheap car insurance quotes in Winnemucca based on insurance history
Like your driving record and claims history, your insurance history is a significant rating factor in the eyes of insurance companies. Specifically, insurers will consider how long you have been insured and whether you’ve experienced any
lapses in coverage
. Drivers who have had recent or past lapses in coverage may face higher auto insurance rates. The good news is, Jerry can help customers find savings on car insurance coverage regardless of their insured status:
Clifford (54 years old)
$114
per month
Travelers
Jerry (34 years old)
Currently Insured
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Winnemucca, NV (Zip Code: 89445)
$130
per month
Mercury
Etta (35 years old)
$152
per month
Bristol West
Emma (19 years old)
$156
per month
Jared (54 years old)
$114
per month
Cheap car insurance quotes in Winnemucca for drivers with poor credit
While having
a low credit score
doesn't necessarily make you a bad driver, it can still result in higher insurance costs. That’s because insurance providers have observed a correlation between lower credit scores and a higher probability of filing claims.As a result, individuals with “bad credit” may face increased premiums. According to our data, drivers with credit scores below 550 typically encounter car insurance rates approximately 20% higher compared to those with credit scores above 750.
| Credit Range | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
550 - 659 | Progressive | $130 | Flora, 40 Zip: 89445 | Dodge RAM 1500 ST | • State Minimum Liability |
< 550 | Progressive | $114 | Jared, 54 Zip: 89445 | Jeep Liberty Sport | • State Minimum Liability |
Last Updated Jan 24, 2025Cheap car insurance quotes in Winnemucca for popular cars
The make and model of your car matter a lot to insurance companies. They’ll look at reliability, repair costs, and safety when determining rates—meaning the more reliable and safe a Winnemucca driver’s car is, the lower the insurance cost will be.
But dollar signs also play a role. Vehicles with a higher book value typically cost more to insure than cheaper cars because insurers have to pay out more if it’s involved in a crash.
In Winnemucca, these are some of the most popular and affordable models to insure:
| Popular Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Jeep Liberty Sport | Progressive | $114 | Clifford, 54 Zip: 89445 | • State Minimum Liability |
Last Updated Jan 25, 2025Cheapest car insurance in Winnemucca for new vs. old car
The value of a car usually decreases with age, but insurance doesn’t always follow suit.
Insurance rates in Winnemucca are determined by how much an insurer would have to pay if the car was damaged or stolen, so they’ll look at things like software and added features.
Safety is also a consideration. Newer cars have more safety features that reduce the risk of a car crash—but the fancy parts on a new car can be more expensive to replace in the event of a total loss.
Ivan (54 years old)
$114
per month
Travelers
Logan (34 years old)
2010 Ford F250 Super Duty
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Winnemucca, NV (Zip Code: 89445)
$130
per month
Bristol West
Jim (19 years old)
$156
per month
Kemper
Edna (35 years old)
$135
per month
How to lower car insurance costs in Winnemucca
1. Shop around and compare quotes
Different insurance companies use different rules to set your premium, and those rules are constantly changing! To make sure you always have the most affordable car insurance, experts recommend comparing quotes from at least three companies and shopping for new rates every six months.
Jerry makes this tedious process simple! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free!
2. Hunt for car insurance discounts
Every insurance company offers
a set of discounts
, but the exact discount offered varies by company. Some common discounts include: - Good driver discounts. California state law mandates 20% insurance discounts for drivers with one or fewer points on their license who have continuously held a license for three years with no at-fault accidents responsible for injury or death.
- Telematics discounts. Many companies offer easy-to-win discounts to drivers who use telematics to track their driving habits. You might even get a discount just for signing up!
- Good student discounts. Are you a full-time student in either high school or college? Do you have a B average or better? You probably qualify for a discount from your insurance company.
- Bundling discounts.Bundle your home and auto insurance(or auto and renters) with the same company, and you could get a discount on both policies.
3. Increase your deductible for comprehensive and collision coverage
If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.
FAQ
How much is car insurance in Winnemucca?
People living in Winnemucca pay on average $112 per month – or $1,344 per year – on state-minimum liability coverage. Full coverage in Winnemucca costs on average $204 per month of $2,448 per year.
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.
What is the cheapest car insurance in Winnemucca?
Based on thousands of Winnemucca drivers Jerry has worked with, car insurance in Winnemucca costs an average of $112 per month for state-minimum coverage and $204 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!
What is the best car insurance in Winnemucca?
Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.
Nationwide
, Farmers, and The General receive good ratings from Winnemucca drivers, based on the largest car insurance survey in the nation conducted by Jerry.Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.
What is the minimum car insurance in Winnemucca, Nevada?
The state-minimum car insurance in Winnemucca, Nevada is as follows:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
These coverages are commonly referred to as 25/50/25 coverage.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our Experts
R.E. Fulton
Expert Insurance Writer and Editor
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang
Licensed Insurance Agent
15 Years Working in Insurance
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to Jerry’s rapid growth.
Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. Before founding YourMechanic, Lina served as an intellectual property attorney at Morrison & Foerster LLP and a postdoctoral biomedical researcher at Stanford University.
Lina is a member of the State Bar of California, and a licensed property and casualty insurance broker in all 50 states and Washington, D.C.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s Vice President Insurance Operations and a licensed insurance professional with 18 years of experience in the industry. Previously, Josh worked for 14 years at GEICO, most recently as Director of Insurance Sales, Service, and Underwriting in the Buffalo, New York region, where he doubled the size of the team to 950+ licensed associates. Josh Damico is a licensed insurance agent in 48 states. Josh has appeared on news channels like FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.