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What do I need to get a car title loan?
I’m short on rent this month, and I need a way to make some quick cash. A friend of mine mentioned I could get a car title loan, but I don’t know how it works. What would I need to do to get a car title loan?
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
If you’re short on cash, car title loans can be a quick way to make some money! All you need to get a car title loan is the following:
- The original vehicle title.
- Your driver’s license.
- Proof of residency, such as a utility bill in your name.
- The names, phone numbers, and addresses of at least two references.
- A functional copy of the vehicle’s keys.
- Proof of income or ability to repay.
From there, the rest is up to your lender! Remember, car title loans are notorious for high interest rates and short repayment periods. Before you take out a title loan, consider seeking other short-term loans from banks or credit unions. They’ll likely come with better terms and lower interest rates!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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