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What are car insurance requirements on a leased 2021 Kia Optima?

I'm thinking about leasing a 2021 Kia Optima. I'm trying to create a budget that includes my lease payment, insurance, and an emergency fund for repairs. What car insurance do I need for a lease?

Eric Schad · Updated on Mar 20, 2023

Reviewed by Shannon Martin, Licensed Insurance Agent.

If you’re leasing a 2021

, or any car for that matter, the contract will likely state that you need full coverage

. This is because the dealer wants to protect their asset, the car.

Full coverage can be expensive simply because it includes:

Liability insurance

Collision insurance

Comprehensive insurance

To find the best rate available and pay less for full coverage, shop for

car insurance quotes online

. You can get started with

, an app that acts as your personal insurance broker.

MORE:

How to compare car insurance companies

View full answer

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