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"Once I get a car loan, do I have to start paying it back right away or can I wait a period of time before I make any payments? "
I ask this question because I'm wondering how much leeway I have with my payment due date.
Johnny Puckett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The due date of your first payment really depends on the lender and the terms you have agreed to, but the vast majority of lenders set the first payment date of an
auto loan
at 45 days after the paperwork is signed. While there is usually not much leeway when it comes to pushing that first payment further out, most lenders will let you pick the due date for your loan if it is before or close to that 45-day mark and if you ask. View full answer
- Gregory R.
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