While the Buick Encore used to have four available trims, the 2022 Encore is only offered in one trim for this yea. If you’re on the fence about buying one, a great way to familiarize yourself with all of the Encore’s features is through leasing the Preferred trim.

Buicks are known for their boastful size and luxury amenities, but the Encore is one of the smallest crossovers available on the market. Even so, the Encore Preferred retains a smooth ride, has an unexpectedly roomy cabin, and comes available in either front-wheel drive or all-wheel drive.

Unfortunately, even with one trim to choose from, leasing can be quite an undertaking—but

Jerry

the

car insurance

expert is here to ease your mind with this helpful leasing guide! Read on for curated tips on the entire process—from planning your finances to lease-end options, saving on

Encore Preferred insurance costs

, and everything in between.

Find out if you can reduce your monthly car payments in minutes

* checking your rate won’t affect your credit score

Check your rate

* checking your rate won’t affect your credit score

How to lease a Buick Encore Preferred

It’s a good thing there is only one Buick Encore trim level to choose from, because there’s a considerable amount of prep work that goes into leasing a vehicle. But with this handy checklist, you’ll save money, reduce stress, and ensure there are no surprises once you’re on the lot. Here’s the plan:

Check your credit history. A poor credit score (under 630) will make qualifying for a lease very difficult. Securing a lease will be much easier at the 700 mark, and any score above that places you in a comfortable leasing spot.

Set your budget. You should ideally spend only 15% of your monthly income at the most. If you can reduce your monthly lease payments to only shell out 10% of what you earn each month, that’s even better.

Determine your down payment. The size of the

down payment

you cover upfront can help lower your monthly costs. Try to build up a nest egg so that you have more financial flexibility.

Calculate your annual mileage. This helps determine what your mileage needs will be throughout your lease—and keeps it realistic for your habits. Exceeding your mileage will result in overage charges, but paying for miles you won’t use is wasteful.

Once you’ve successfully budgeted and set all of your logistics, you’re ready to check out lease offers! You can head over to your local Buick dealership or conveniently shop around online using the

payment estimator

Key Takeaway There are a few steps to take before you lease your Buick, including setting a budget and determining your annual driving habits and needs.

The final step: shop for insurance

Don’t get so caught up in all the leasing excitement that you forget about car insurance for your Buick!

Jerry

is here to find you the best policy without the effort (or costs). Download the free app, answer a short set of questions, and Jerry will return personalized quotes from 50+ prominent insurance companies.

How much does a Buick Encore Preferred lease cost?

The average monthly cost to lease a Buick Encore Preferred is between $335 and $442 over a 36-month term.

How much you will pay for your Encore Preferred lease is influenced by several factors, including the following:

Which drivetrain you choose and any add-on features

Your credit score

Your lease term

Where you’re located and the time of year

The MSRP

Your down payment

Since there’s only one trim level, you won’t have to worry about any massive fluctuations in price like you usually would with vehicles that have many trim options. Nevertheless, one factor that will make a difference in how much you’ll owe on your Encore lease is the drivetrain.

Say you have a good credit score and put down $2,000 on a 36-month Encore Preferred with 15,000 annual miles. Choosing all-wheel drive over front-wheel drive will increase the cost of your lease. An additional amount of around $200 throughout your lease isn’t much, but if you haven’t accounted for it, the extra expense may come as a surprise later!

Let’s also take a look at how your lease term will impact your monthly payments on an AWD 2022 Buick Encore Preferred. To keep things straightforward, let’s assume the same parameters as before.

Term	Monthly payment
24 months	$365
36 months	$322
39 months	$312
48 months	$340

Find out if you can reduce your monthly car payments in minutes

* checking your rate won’t affect your credit score

Check your rate

* checking your rate won’t affect your credit score

Don’t forget about the signing costs! The higher your monthly payment, the more you will pay upfront. You should also account for your down payment, tax, title, licensing, and other dealer fees. When all is said and done, plan to spend at least $2,322 when you sign off on your lease using the above conditions.

MORE:

How a car lease swap works

Services included in a Buick Encore Preferred lease

One great aspect of leasing a 2022 Encore is the

Buick Protection Program

, which includes a 36,000 mile or three-year (whichever comes first) bumper-to-bumper limited warranty and corrosion coverage. This warranty covers defects in materials or workmanship for your lease, but will not cover standard maintenance.

The Buick Protection Program will also provide one complimentary maintenance visit for your crossover. These are the included services:

Oil change

Tire rotation

Multi-point vehicle inspection

You may also purchase one of Buick’s

prepaid maintenance plans

for extra peace of mind.

MORE:

How to lease a car

What to do when your Buick Encore Preferred lease is up

It’s been a fun ride, but the time is up—what are your

lease-end options

? You can either:

Turn in your crossover and purchase or lease a new vehicle

Purchase your leased crossover

Turn in your crossover

How to return a leased Buick Encore Preferred

If you want to return your leased Buick and are not planning to lease a new vehicle, there are a few simple steps to take.

First, evaluate your vehicle’s condition using the wear-and-tear card included in the lease-end options guide. After reviewing your vehicle’s condition, schedule an inspection at the dealer by calling 1-800-556-2811.

Don’t forget to clean all of your personal belongings out of the vehicle, and check to make sure to bring along the following items to inspection:

Keys and key fobs

Owner’s manual

Additional accessories

After your inspection, you can make any necessary repairs and send receipts to:

GM Financial

Attn: Post Maturity Assessor

PO Box 100

Williamsville, NY 14231

If you choose not to repair any excess wear and tear, any needed repairs will be billed to you within 60 days of turning in your vehicle.

Additional charges that may appear on your invoice in addition to excess wear and tear include excess mileage overage charges, fees, taxes, and a disposition fee of at least $300. If you put down a security deposit, you can expect a refund within the 60-day return timeframe.

And there you have it! The return process is complete, and you are free to check out other vehicles that may be of interest to you.

How to purchase a leased Buick Encore Preferred

If it’s not time to say goodbye to your leased Buick, you can contact the dealer to obtain a payoff quote or call 1-800-436-1463. What’s great about buying your leased Buick is that you’ll know its history and potentially use that information to negotiate the best deal.

MORE:

How to prepare a car for inspection when returning a lease

How to find the best car insurance for a Buick Encore Preferred

It’s been a long, leasing road, but you made it—almost. We know the last thing you want to do is travel to the ends of the earth for affordable insurance, but the good news is the

car insurance

comparison app

Jerry

will do all the searching for you!

The sign-up is free and takes less than 45 seconds. Once you’re registered, Jerry’s brokering expertise will connect you with dozens of competitive quotes from up to 50+ top insurance companies, making it easier than ever to save on

Encore Preferred insurance costs

. Select your favorite policy, and Jerry will help sign you up and even cancel your old policy.

Perhaps one of the most exciting aspects about becoming a Jerry customer is the savings potential—the average Jerry user annually saves $887 on their car insurance!

“WOW.
Jerry
has been so easy to use. I called a representative when I wanted some clarification, and they walked me through the entire process of finding a new rate for full coverage on my luxury vehicle.” —Beth G.

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