The answer isn’t so simple. Rust is sometimes covered under Ford’s warranty. Other times, it’s not.
Rust corrosion on the underbody of F-150s is a known issue. However, unless your F-150 has perforation rust that threatens the truck’s integrity, repairs won’t be covered under your vehicle warranty.
Surface rust, like what you’re describing, is certainly unsightly and annoying, but it does not threaten your truck’s structure or performance. That’s why Ford’s five-year, unlimited mileage corrosion warranty won’t cover the costs to repair it.
If you’re looking to repair the rust on your F-150’s underbody, you’ll need to pay for those repairs out of pocket. While you probably hadn’t planned for this expense, you can offset the cost by saving yourself money on your Ford insurance costs
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