Rust is a serious problem for car owners. It usually forms when your car has been exposed to excessive moisture, inclement weather, or prolonged periods of inactivity. Once it takes hold of your car, rust can be hard to eradicate. Left untreated, it will gradually degrade and eventually destroy the metallic components of your car.
Rust most commonly forms in the winter but can crop up any time—so you’ll need to be on the lookout year-round. Fortunately, there are some great strategies you can use to keep rust at bay. If you’re vigilant and take the right precautions, rust is an avoidable issue.
To help you be prepared and protected against rust, the car insurance
super app Jerry
has done some research and compiled these five tips on how to protect your car from rust. We'll also show you how to optimize your insurance coverage with our trusted quote comparison app
! 4.7/5 rating on the App Store | Trusted by 5+ million customers and 7 million cars 4.7/5 app rating | Trusted by 5M+ drivers 1. Park inside
One of the best ways to protect your car from rust is by parking in a garage whenever possible. Outside, your car is vulnerable to rain, snow, hail, fog, mist, and other types of inclement weather that can lead to rust.
Sometimes, parking inside simply isn’t an option. When that happens, it’s a good idea to have a tarp or cover for your car. Keep it stored in your truck so that you’ll have it whenever it’s needed. This should reduce your car's exposure and risk of rust.
2. Use a liquid polymer ceramic coating or wax
Another great way to keep rust at bay is by coating your car with a protective substance. Traditionally, car owners used wax
for this purpose. While effective, wax needs to be reapplied every few months so it can become quite costly. In recent years, many drivers have been using liquid polymer ceramic coating instead of wax. Ceramic coating lasts much longer and only needs to be applied every few years, which will make it far cheaper in the long run. Ceramic is also far more effective at protecting your car than wax.
MORE: How to remove wax from plastic trim
3. Keep your car clean (especially if there's salt on the roads)
The main cause of rust is excessive moisture. However, other factors can increase the chances of rust forming. If there is dust, grime, or salt on your car, you’ll be at increased risk—salt especially is notorious for causing rust.
That’s why it is so important to regularly wash your car—especially in the winter when the roads are salted. Ideally, you should wash your car at least twice a month.
4. Don’t leave your car sitting
If at all possible, avoid letting your car sit unused for extended periods. The longer your car sits dormant, the greater the risk that rust will form. How long it takes for rust to form on a stationary car varies. The condition of the car, the quality of its paint, and the amount of moisture where you live all play a part.
If you live somewhere wet, especially by the sea, where there’s salt in the air, rust can form incredibly fast.
MORE: How to store a car long-term
5. Keep your gas tank full
This is one tactic that is often overlooked. Car owners are often so concerned with protecting the outside of their vehicle that they don’t stop to consider how rust could form inside.
A particularly vulnerable area is the interior of your gas tank. If it is constantly sitting near empty, rust is likely to form because of the amount of air and water your gas tank is exposed to. Simply keeping your gas tank as full as possible should greatly reduce the probability of rusting.
MORE: How to track gas mileage
What do I do if my car already has rust?
If, despite your best efforts, rust has already formed on your car, don’t panic. If the rust isn’t very extensive yet, you should be able to clean it off. Assuming that the rust is only on the exterior, here’s what you’ll need to do:
Tape: Tape off the area with rust using masking tape. You’ll want nearby areas that you’re not working on to be covered while you work. This should help prevent rust from spreading to other areas.
Scrape: Paint can’t stick to rust. Anywhere there’s rust, you’ll see bumbling and pitting in the paint. Anywhere you see this, you’ll need to scrape all the loose paint off with a paint scraper or razor blade.
Clean: Thoroughly clean the area with soap and water, then let it dry. Some car owners suggest spreading on a layer of vinegar after cleaning.
Spray: Once the area is dry, it’s a good idea to use anti-rust spray or other chemical rust treatment. This will make removing the rust much easier and reduce the chances of it coming back.
Scrub: Scrape off the rust. Depending on how extensive it is, you might be able to use steel wool. For more extensive cases, you might need a grinder. If you used an anti-rust spray, depending on which one you used, you might even be able to wipe it off with a microfiber cloth.
Paint: Once the area is free of rust, clean it one more time. Then paint over the area to blend it with the rest of the car and help prevent future rust.
If, on the other hand, the rust is inside the vehicle’s internal components, things become more complicated—and expensive. You’ll most likely need to have any affected parts replaced.
MORE: How to fix minor rust spots on your car
Does car insurance cover rust damage?
Unfortunately, most car insurance will not cover rust damage, as insurance companies view rust as normal wear and tear.
However, many car warranties include coverage for rust. If your car’s warranty is still active, it’s worth checking to see if it will cover the cost of rust-related damages.
How to save money on car insurance
The best way to save money on your car insurance
is by regularly comparing rates from multiple car insurance providers. Conventional wisdom holds that you should evaluate your coverage at least once a year and compare at least three providers to find the best prices. This can be a bit of a chore, of course. Getting quotes from insurance providers is time-consuming, tedious, and requires a mountain of paperwork—not to mention the inevitable avalanche of calls from insurance salespeople.
Luckily, Jerry
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