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Is driving without insurance a misdemeanor in Indiana?

I got caught driving without insurance in Indiana and I’m worried it might go on my permanent record. Will driving without insurance be classified as a misdemeanor if I live in Indiana?

Eric Schad · Updated on Mar 28, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

Thankfully for you, driving without insurance in Indiana is not a misdemeanor. However, you’re susceptible to fines and citations that can cost you a lot of money.

The penalties for driving without insurance in Indiana are:

$250 fine and a necessary SR-22 for three years the first offense

$500 fine and a necessary SR-22 for three years for the second offense

$1,000 fine a necessary SR-22 for five years for the third or subsequent occurrence.

Although driving without

in Indiana isn’t a misdemeanor, it’s far from advisable. So instead of tempting fate, check out affordable rates with the

app.

Jerry is a licensed insurance broker that will collect quotes from over 50 top-rated insurers in minutes. After you find a great rate, Jerry can help you buy new insurance and cancel your old policy. Users save an average of $887 per year.

MORE:

What happens if you’re caught driving with no car insurance?

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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