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I got a speeding ticket in someone else’s car… will their insurance rate be impacted?

Should my friend expect to see an increase in her car insurance rates because of this incident? I borrowed my friend's car to run some errands and ended up getting pulled over for speeding.

Gracie Hanson · Updated on Jul 23, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

“In most situations,

follows the driver, not the vehicle being used.

In other words, your friend would be responsible for paying the fee of the ticket and your insurance policy would not face any rate increases or

being placed on your license.

However, insurance laws vary state-to-state, meaning that there are no universal laws you can refer back to in most car situations. That’s why it is always important to revisit your policy before you take action to see how your insurance could potentially be affected.”

MORE:

What is vehicle registration?

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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