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How often should I be changing car insurance companies?

I have been with my current insurance company for three years. How often are you supposed to change car insurance companies?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
While no set rule exists about when you should change your
car insurance company
, shopping around is highly recommended every six to 12 months.
Moreover, car insurance companies change their rates often. Rates can increase and decrease over time depending on where you live and a variety of other factors. By shopping around every policy term, you can get the best rate for the coverage you require.
Since you’ve been insured continuously for a considerable amount of time, you may be able to find a better rate with another company. You can request
car insurance quotes online
to see what other rates are available to you.
This will give you the ability to compare rates across multiple companies. If you find a lower rate that matches the coverage you need, you should make the switch!
If you’re looking for a new insurance company,
Jerry
can provide you with competitive quotes in under a minute. Swapping is just as effortless. Jerry takes care of all the paperwork and phone calls and even cancels your old policy on your behalf—oh, and it’s free!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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