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Will getting dealer financing and paying the car off with cash save me money on my Ford Bronco?
"Can I save money by getting the dealer financing and paying the car off with cash? I want to buy a new Ford Bronco and Ford dealers are offering incentives when you finance. I have the money to pay cash for the vehicle, but the financing might save me even more."
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“In some cases, this might help you save money.
However, highly incentivized financing options may have a prepayment penalty. This means that if you pay the car off early, you might get hit with a substantial fee.
If there isn’t a fee for early payment, then you can certainly pay off the loan.
This does raise ethical questions to some degree, but depending on who you ask, people may or may not say doing such a think is unethical.”
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- Gregory R.
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