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How much more is home insurance with a pool?

We’re buying a new home and some of the places we’re looking at have pools. We’ve never had one before, so how much more is home insurance with a pool on the property?

Claire Beaney · Updated on Feb 17, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

Most home insurers will add $50 to $75 to your home insurance if you have a pool, but the exact increase you face will depend on a number of factors.

Your

rates can be influenced by where you live, the type of swimming pool you have, and the location of your pool on your property. Since pools are an added risk (for injuries and accidents), your price can go even higher based on the liability coverage you choose.

While you will undoubtedly face higher insurance prices with a pool in your home, there are a number of ways to still save money on your insurance!

is the easiest and most effective way to find an affordable home insurance policy that is customized for you.

After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. They even help cancel your old policy!

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