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How much is a Smart car to insure?

My wife is considering buying a Smart car for the family and we'll need insurance. How much does it cost to insure a Smart car?

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Carlos Kirby · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Smart cars are a great way to save on money and space—not to mention your
car insurance
rates. In the US, the average yearly cost of insurance for a Smart car is less than $1,000 a year, which is below the national average.
While the low price of Smart cars usually makes them cheap to insure, remember that your premium could still be expensive if:
  • You have previous accidents or moving violations on your record
  • Your credit score is relatively low
  • There are young or elderly drivers on the policy
As with any car, your rates for a Smart car can vary significantly between providers. That’s why you should use a service like
Jerry
to find the best car insurance premiums available to you.
With Jerry, you’ll be able to compare your current policy to competitive quotes from up to 50 top insurers—and making a switch only takes a few minutes.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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