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How much does it cost to start car insurance?
I've never had my own car insurance policy and I need to understand the costs. How much will I pay to start car insurance?
Carlos Kirby · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
If you’re just getting started with your policy, a down payment on a car insurance plan will usually run you anywhere from 8-33% of your total policy premium.
The best option is to pay your premium in full upfront, which may get you a paid in full discount of 5-10%. If you would like to break your payments up, you can set up a payment plan. As part of a payment plan you will need to:
- Make a down payment
- Set up monthly payments
- Be prepared to pay an installment fee (typically between $3-10 per payment)
If you decide to pay monthly, these little fees can add up quickly. That’s why it’s important to choose the right car insurance for the right price—and the auto experts at
Jerry
are here to help!As a licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies for you. If you decide to make a switch, Jerry will even help cancel your old policy and register for your new one.
To ensure you’re always paying the lowest rates, Jerry will send you new quotes every time your policy comes up for renewal. With Jerry, you’ll always get the coverage you want at the best price.
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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