This is a great question—like all insurance providers, Allstate does not have a set rate for their homeowners insurance, but determines the cost of premiums on a case-by-case basis. This is because the price you pay for home insurance depends on a number of factors.
One of the most influential factors is where your home is physically located, as this speaks to the frequency and severity of risks your home will be exposed to. If you live somewhere that experiences few natural disasters or other common perils, your yearly rate will likely be less expensive.
Similarly, your marriage status, credit history, and the age/condition of your home—along with the materials it was built with—also affect the individual cost of home insurance.
You can, however, expect to pay approximately $1500 - $1600 per year if you decide to insure your home with Allstate.
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