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How long does insurance take to fix your car?

How long does an insurance company have to fix your car? I was in an accident, and I'm waiting for the insurance company to fix my damaged car. I’m wondering if I’ll need a rental car for a while.

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Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The length of time that a
car insurance company
takes to fix your vehicle will depend on several factors—but mainly the damage. On average, it can take anywhere from six to 30 days for a car to be repaired.
When you submit a claim to your car insurance company, they are required to investigate. A claims adjuster will review the damage, as well as the accident details. Typically, you are also required to get an estimate of the damage from a repair shop.
The adjuster will either approve or deny the claim. If your claim is approved, your insurance company will coordinate payment with the repair shop. The repair shop will schedule the work and provide an estimated date of completion.
Keep in mind that if another vehicle and/or insurance company is involved, this process may take longer.
To stay informed, you’ll want to consistently be in touch with your insurance company and claims adjuster. Doing so can help speed up the claims process, as well.
In terms of a rental car, if you have
rental reimbursement coverage
on your car insurance policy, you should be covered for a rental car while your vehicle is being fixed. Read your policy carefully or call your insurance agent to find out more.
If your insurance is lacking or seems overpriced, download the
Jerry
app. Jerry helps you shop around for low-cost insurance by gathering affordable quotes from up to 50 top insurance companies and delivering the best deals straight to your phone in minutes—for free.”
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