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How important is it to have car insurance?
I don't have insurance currently and I've never been pulled over. I also haven't been in accident. Is it really that important to have insurance?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“While you may consider yourself a good driver, you still need
car insurance
. With the notable exception of New Hampshire, every state requires minimum coverage car insurance
to legally get behind the wheel.Without insurance, you would be responsible for any damages or injuries you cause. You could also face:
- A license suspension
- Lawsuits
- Fines for not having insurance
- Even jail time
Since the purpose of car insurance is to protect other people from you, you are endangering other people’s lives by not carrying insurance.
If you’re concerned about the cost of insurance, carrying
liability car insurance
will likely cover your state’s minimum insurance requirements and save you money. You can also comparison shop. With the
Jerry
app, you can sign up in minutes and compare rates from over 50 top insurance companies.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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