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How do you self insure your car in California?
Is it true you can self insure your car? I don't want to pay for car insurance. I heard you can self insure in California. If so, how do you do it?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“In California, you can self insure, purchase a surety bond, or pay a cash deposit to the DMV instead of obtaining traditional
car insurance
. To do so, you’ll need to contact the DMV.However, you should keep in mind that you’re only able to self insure if you have more than 25 vehicles in your name. If you don’t own a fleet of vehicles, you can purchase a surety bond or pay a $35,000 cash deposit to the DMV. Then, if any of your vehicles is involved in an accident, the bond or deposit would be used to cover any damages or injuries you cause.
If cost is a reason why you don’t want to pay for car insurance, shopping around for cheap car insurance is a breeze with the
Jerry
app. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and will even help you cancel your old policy.Alternatively, you should look into California’s Low Cost Auto Insurance Program. If you meet certain income requirements, you can purchase low-cost insurance this way. And getting insurance through the program ensures you’re meeting the state’s
minimum car insurance requirements
while reducing the hit to your monthly budget.If you have any additional questions about your options for insurance in California, you can reach out to the DMV or the Department of Insurance for more information.”
View full answer
- Gregory R.
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