PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Will renters insurance cover my wedding ring, which vanished mysteriously?
"I put my wedding ring by my bathroom sink. Then it disappeared — I don't know if it went down the drain or if someone took it or what. Will my renters insurance cover the ring, even though I can't confirm the cause of loss?"
Savannah Grabek · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“This type of loss is called a “mysterious disappearance.”” Some insurance companies cover mysterious disappearance, others don’t, so you will want to confirm whether it is included in your renters policy.
Furthermore, most renters insurance policies have a limit on the amount they will pay out if jewelry is stolen or lost. In order to make sure that your jewelry is fully covered, you would need a separate policy designed for valuable items called a “personal article floater.” This would provide added coverage on top of what is already provided by your insurance plan.
If the ring has a high value, the insurance company may require an appraisal to be on file or proof at the time of loss before extending coverage.”
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Car Repair Resources
Insurance for Your Car
Insurance in Your State
Insurance In Your City
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies