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How do you get a car insurance renewal for cheaper?
I had to file a claim this year with my insurance. I know when it comes time to renew, it’s going to go up. What are some ways I can make it cheaper and save money?
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“One of the best ways to see if you can get your
car insurance
cheaper is to shop around and get quotes from other companies. An easy way to do this is with the
Jerry
app. Jerry collects all of your information from your existing insurer. Choose from competitive quotes from up to 50 top insurance companies, while Jerry takes care of the rest. If you’d like to stay with your current insurance provider, another option is to see if you can get any discounts. A good one to look for is driving course discounts. Some companies offer discounts for
defensive driving
or driver training courses. You can also ask your insurance company if you qualify for any other discounts. Some insurance companies offer additional discounts if you enroll in their telematics or
safe driving program
. Beyond this, consider looking at your coverage. If you have optional coverages like
rental car coverage
or towing and labor, you could drop them to decrease your rates. If all else fails, as your claim ages, your insurance rate will begin to decrease as long as you maintain a clean record!”
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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