PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How do you calculate insurance premiums for a new car?
I'm thinking about buying a new sedan, but I need to get insurance. What is the best way to calculate an insurance premium for a new car?
Carlos Kirby · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The best way to calculate insurance premiums on a new car is to get competitive quotes from all the top providers.
Insurance companies consider many factors when calculating car insurance premiums. For example, a new teen driver in a sports car is going to have much higher rates than a 40 year old woman in a station wagon.
Insurance companies consider the following when setting your premium:
- personal details, such as age and gender
- your zip code
- credit history
- driving history
- car make and model
- chosen coverages
- applicable discounts
- deductible amount
- number of people on the policy
Requesting quotes from multiple companies can be time-consuming, but it doesn’t have to be.
Jerry
does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and delivers the best deals to your phone in minutes.” View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies