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How do I get cheap car insurance for a 21-year-old?
My child is 21 years old. We wanted to get them their own car insurance since they own their car, but it’s so expensive. What are ways we can keep the price down?
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
While it’s generally cheaper to keep your child on your
car insurance
, it’s understandable you’d like to set your child up with their own. To help lower the cost, you have a few options. First, look at any discounts your child may qualify for. These discounts can include:
- Defensive driving or driver training course
- Telematics or good driving
Another option is comparison shopping. While insurance will be expensive for a young driver, shopping around can help you find the most savings on a policy. An easy way to do this is with
Jerry
. The Jerry app can provide you with competitive quotes in under a minute, meaning you always find the best rate for the coverage you require. Beyond this, stress the importance of being a good driver. Maintaining a
clean driving record
is one of the best ways to get lower rates as a young driver. As most insurance companies expect young drivers to be in accidents and submit claims, being a safe driver can significantly reduce the cost of insurance. View full answer
- Gregory R.
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