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How do I get a car loan for a private-sale vehicle?
I'm considering buying a used car from a private seller, but I'll need a loan to afford it. How do I get a loan in this situation?
Johnny Puckett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Typically, when you’re looking to buy a car, you want to get pre-approved for an auto loan. But when you’re buying a vehicle from a private seller, you need to first pick out the car you want and then approach the lender of your choice about financing. From there, the process works just like any other auto loan. If the lender approves the loan, they will usually pay the seller directly for the vehicle.
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