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How can I cancel my USAA car insurance policy?

I'm being discharged from the military next month and want to cancel my USAA car insurance. How can I cancel?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Even if you are being discharged from the military, you can keep your
car insurance
with USAA. Their benefits are available to active-duty military or veterans, their spouses, and children.
If you still want to cancel your
USAA insurance
, here are your options:
  • Call USAA at 1-800-531-8722
  • Cancel online
    by logging into your USAA account
  • Use the USAA mobile app
  • Mail a cancellation letter to: 800 Fredricksburg Rd., San Antonio, TX 78288
  • Go in person to a USAA office
Make sure to have your policy number and desired end date on hand when you cancel.
If you’re writing a letter: include your name, address, date of birth, policy number, and desired cancellation date.
USAA doesn’t charge cancellation fees, so you shouldn’t be charged for stopping coverage before your term is up.
If you paid in full for your policy, you should also receive a prorated discount when canceling midterm.
Get a new policy lined up before you go: Unless you’re going to stop driving altogether, you’ll need a new insurance policy set up before you cancel. Make sure the new coverage starts exactly when your USAA coverage ends.
To find a new insurance policy, compare quotes from at least 3-5 providers to see where you’ll get the lowest rate. A comparison tool like
Jerry
can do all the work for you.
View full answer 
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