How to Cancel National General Car Insurance
You can cancel your National General insurance by email, phone, fax, regular mail, or in person.
Written by Amber Reed
Reviewed by Amy Bobinger
Table of Contents
- How to cancel your National General car insurance policy
- Does National General charge a cancellation fee?
- Does National General refund you if you cancel your auto insurance policy?
- Does National General have a grace period for nonpayment?
- Should you cancel your National General insurance?
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The easiest way to cancel your
National General car insurance
policy is by emailing memberservices@nhicadmin.com
or calling 1-888-293-5108 to speak to a representative.Whether you need to cancel your auto insurance because you’re moving, selling your vehicle, or simply want cheaper insurance coverage, National General gives you several ways to complete the process: by email, phone, fax, regular mail, or in person.
Keep in mind that letting your coverage lapse can be risky, so if you’re switching
car insurance
companies, make sure to get your new policy lined up before you cancel your old one.Compare insurance quotes from 50+ carriers with Jerry in under 45 seconds (Title in payload)
4.7/5 rating on the App Store | Trusted by 5+ million customers and 7 million cars4.7/5 app rating | Trusted by 5M+ driversHow to cancel your National General car insurance policy
The most straightforward way to cancel your National General car insurance plan is by emailing
memberservices@nhicadmin.com
—but here are a few other ways to cancel:- Call the National General customer service department at 1-888-293-5108.
- Fax a written cancellation to 1-888-344-3232.
- Mail a written cancellation to:
National General Accident & Health
PO Box 1070
Winston-Salem, NC 27102-1070
- Visit a National General broker office in person and speak with a local agent.
No matter which policy cancellation method you choose, you’ll be asked to provide your National General policy number, the reason you’re canceling, and (if applicable) the start date of your new auto insurance.
Remember, if you’re in the process of paying off a
car loan
when you cancel your National General car insurance, you’ll also need to notify your lender and give them details about your new coverage. Can you cancel a National General policy without calling?
Yes! While you can’t cancel a National General car insurance policy on their website, the company offers several ways to cancel that don’t require talking on the phone: you can call their customer service phone number, fax or mail a written cancellation, or walk into a National General broker office and speak with an insurance agent.
In addition to auto insurance, you can also use these methods to cancel other National General insurance products, such as health insurance, homeowners insurance, or life insurance.
Does National General charge a cancellation fee?
Most National General customers do not have to pay a cancellation fee, but you could be charged up to $50 if you cancel your auto insurance policy after your renewal date but before you’ve paid your new premium.
Does National General refund you if you cancel your auto insurance policy?
National General policyholders who prepaid for their car insurance will receive some of that money back in the form of a prorated refund. If you paid by credit card, you can expect to receive your refund within one business day—but if you paid with a checking or savings account, then you may need to wait a week or two to receive a refund check in the mail.
Does National General have a grace period for nonpayment?
Like most providers, National General will cancel your policy if you miss a payment—but they won’t do it right away. In order to help prevent a lapse in coverage, National General gives you a grace period of 10 days to pay what you owe—but if you haven’t paid your overdue bill at the end of this time period, your NGIC policy will be automatically canceled.
If this happens, your insurance card will no longer be valid and you’ll have to re-enroll with National General or sign-up with a new insurance provider to resume coverage.
Should you cancel your National General insurance?
Whether you should cancel your car insurance depends on your individual circumstances. Here are a few reasons why you might choose to cancel your National General car insurance:
- Your insurance rates are too expensive.
- You want different coverage options.
- You bought a new car and your costs went up.
- You bought homeowners or renters insurance with a different company and were offered a bundling discount.
Any of these reasons could give you cause to shop for new auto insurance quotes, but canceling your National General car insurance may not be the right decision. To find out whether canceling your current auto insurance is the right move, start by researching insurance companies, reading insurance reviews, comparing insurance premiums, and gathering quotes from different providers.
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