PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How can I afford car insurance?
How do most people afford car insurance? I'm struggling to keep up with my monthly payments, and I don't get how other people do it. How can I afford my insurance more easily?
Joshua Levy · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
That’s a really fair question! Car insurance can be expensive, and sometimes it really does feel like it’s not affordable. Although it can be expensive, there are ways to make car insurance more affordable! Here are a few tips for bringing down your insurance premium:
- Compare quotes from other providers. Premiums will vary drastically from one insurance company to the next, so look around before you settle.
- Search for discounts. Almost every provider offersbig discountsfor multi-policy holders, safe drivers, and bundling. Call your provider and ask which discounts you may be eligible for.
- Reduce your coverage. Every state has aminimum insurance requirement. Dropping excessive coverage can save you a fortune on monthly payments.
- Sign up for a driving-tracker program. Some providers will let you download an app that tracks your driving. If it shows you’re a safe driver, you may be eligible for a significant discount.
- Switch to a vehicle that’s cheaper to insure. Some cars are cheaper to insure than others. Make sure you’re driving acar with affordable insurance rates.
Each of these options alone has the potential to help you lower your insurance rate. If you pursue more than one option, you can make a real dent in your monthly payments!
If you want to shop around to make sure you’re getting the best deal on your premium, check out the
Jerry
app. We’ll get you personalized quotes from top insurers in seconds so that all you need to do is pick the plan that works best for you. And once you pick one, we’ll even help you switch!Best of luck with saving, and may all your rates be low!
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies