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How can I add an engagement ring to my home insurance?

My partner and I got engaged a few weeks ago. I want to make sure we have coverage in the event something happens. We have a home insurance policy, could I add the engagement ring to my home insurance?

Claire Beaney · Updated on Feb 10, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

Congratulations on the engagement; that’s so exciting!

You can add an

engagement ring

to your home insurance by purchasing a personal article floater or personal jewelry floater.

Some insurers will cover jewelry lost to

up to a certain amount or limit of liability. By adding a floater, you’re ensuring you have coverage for the ring’s full value in the event something happens.

To learn what coverage your insurance provider currently offers, it’s best to reach out to them directly. An agent can give you more information regarding your policy’s coverages and additional endorsements.

Since you’re looking to make changes to your home insurance, ensure you’re paying the best price for the coverage you need with

.

Jerry can provide you with competitive quotes in under a minute. Swapping is just as effortless. To save even more money, Jerry can help you bundle your home and auto policies for maximum savings!

MORE:

How to estimate the value of personal belongings for home insurance

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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