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Does State Farm renters insurance cover fire?
I’m moving to an area of California that is prone to wildfires. I’m renting a house, will my renters policy with State Farm cover fire?
Payton Ternus · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
California
is a beautiful state, but wildfires are a common occurrence. Thankfully, State Farm
renters insurance will cover fire. Fire and smoke damage are a few common named perils in renters insurance no matter where you live.
If a fire damages your personal property, you will be eligible for payouts from your insurance provider to replace your belongings. It does not matter how the fire started either—wildfires, kitchen fires, electrical fires, candle mishaps, should be covered unless your policy has a specifically named exclusion.
Your renters policy should also have a section called loss of use or additional living expenses. If your home is damaged by a covered peril making it uninhabitable, this coverage will pay for living expenses like food and a hotel room.
Since you’re reviewing your renters insurance coverage, now is a great ensure you’re paying the lowest rate with
Jerry
. Jerry makes it hassle-free to find affordable insurance—they find you the best quotes, handle all the paperwork, and can even help you cancel your old policy!View full answer
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