How do I check the expiration date of my car insurance?

My 2015 Kia Sorento has had trouble starting recently, as if the battery is low. Thing is, I just replaced the battery last year, so I think it could be the alternator. How can I test the alternator if I don’t have a voltmeter?

Last week, I was running late for work and left my apartment in a hurry. When I came back later that night, I found my bathroom floor saturated with water! My toilet bowl had clogged and overflowed, and the laminate flooring warped and now needs to be replaced. Will my renters insurance cover the water damage from the toilet?

I honestly can’t remember the last time I changed my car’s oil. Terrible—I know. But I was told that there could now be sludge in my engine. Sure enough, when I popped the hood I noticed this gross brown goo. How can I get rid of car engine sludge?