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Does renters insurance cover rental cars?

My car is going to be in the shop for a week and I’m getting a rental car. Does my renters insurance help cover the rental car?

Payton Ternus · Updated on Feb 10, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

Renters insurance

may seem like a straightforward name, but unfortunately it does not provide blanket coverage for all rentals.

Your renters insurance policy provides coverage for personal property, loss of use, personal liability, and medical payments. Vehicles are not covered by standard renters policies.

The only time renters insurance will cover anything related to a vehicle is if personal belongings in your car are damaged or stolen.

Instead, your rental car may be covered by your

. When you sign up for car insurance, most providers will present the option to add rental reimbursement to cover rental cars in cases like yours.

Looking for a better deal on your insurance policies? Let

compare rates for you. All you need to do is answer a few questions, and Jerry will handle the rest. You’ll be provided with competitive quotes, you can get signed up with your new policy, and Jerry can even help you maximize your savings by bundling renters and car insurance policies.

MORE:

7 ways to save money on car rentals

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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