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Does renters insurance cover items stolen from my car?
Someone broke into my car while I was in my apartment, and my backpack was stolen. Does renters insurance cover items stolen from my car?
Payton Ternus · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear your backpack was stolen, but at least renters insurance will cover items stolen from your car.
Your
renters insurance
provides coverage for your personal property. Whether they’re in your house, your car, or a storage unit, your belongings will have protection. Since your backpack was stolen from your car, your renters insurance policy should cover it.However, damages to the car itself are not covered by renters insurance. Your renters policy will not cover your car, even if it is on the rented property. If there is any damage to your car from the break-in, you can file a claim with your
car insurance
company if you have comprehensive coverage
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