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Does renters insurance cover dog bites off of my property?
Sometimes my dog can be pretty reactive on walks around our neighborhood. We’re very careful with him, but you never know. Does renters insurance cover dog bites off property?
Melanie Mergen · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You never know when an unexpected incident with your dog might happen; even the calmest dogs might bite a person if they’re provoked. When it comes to renters insurance, your personal liability protection may cover dog bites on and off your rental property, but read your policy carefully to make sure that’s the case.
Some policies may not cover dog bite injuries at all, while others may limit their coverage to incidents that happen on the property. Also keep in mind that some insurance companies may have exclusions or higher premiums for
dog breeds
they consider high-risk.If you find your renters insurance policy doesn’t give you the
personal liability coverage
you think you need, there’s also the option of purchasing additional insurance.If you’re looking for a renters insurance policy that will give you more liability protection against dog bites,
Jerry
can help you get started. If you’ve found the right policy at the right price, Jerry can also help you make your switch and cancel your old policy. View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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