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Does Liberty Mutual home insurance cover water damage?
I just bought a home in an area that’s known for flooding. While flooding is infrequent in that area, I do know it can happen, so I want to make sure my house is covered. Since I already have insurance with Liberty Mutual, I’m looking at staying with them. Will home insurance with Liberty Mutual cover water damage?
Rachel Juillerat · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on your new home!
Liberty Mutual’s
home insurance will cover certain types of water damage, but you will likely want to look into additional flood coverage for your area. - Sump pump wells
- Sewers
- Drains
Water damage not explicitly named in the policy likely will not be covered. Since you’re buying a home prone to flooding, you’ll want to look into purchasing additional flood coverage. You can get
flood insurance
through FEMA’s National Flood Insurance Program (FLIP)
. Keep in mind that some lenders may require flood insurance and home insurance if you’re house is in a flood zone. If you’re worried about the cost of home insurance, try using
Jerry
to help you find the best deals. Jerry compares personalized quotes from the nation’s top providers to help you find the lowest rates. Jerry will even help you bundle your home and auto policies
for extra savings.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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