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Does a defensive driving class lower insurance?

I’m going to take a defensive driving class to get a ticket removed from my driving record. While I’m excited about keeping my driving record spotless, I was thinking that the class may also help my car insurance rates. Does taking a defensive driving course lower your insurance?

Eric Schad · Updated on Mar 18, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

While getting a ticket dismissed from your driving record is a bonus on its own, a defensive driving class can lower your

rates! If you want to take a defensive driving course, make sure it’s approved by your insurer and you should see a drop of up to 20% on your rates over the next three years.

To take a defensive driving class that’s approved, call your DMV and your insurer to find a reputable one. Most of these classes are online, cost between $20 and $100, and take around four to eight hours to complete.

On top of a defensive driving course, shopping around is always a great way to save some cash on your car insurance rates. If you’re not sure where to start, try the

app.

Jerry is a licensed insurance broker that will collect quotes from over 50 top-rated insurers in minutes. After you find a great rate, Jerry can help you buy new insurance and cancel your old policy. Users save an average of $887 per year.

MORE:

How to Find a Defensive Driving Course in California

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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