If you want to lower your car insurance
premiums or you’d like to reduce a traffic ticket in Kansas, taking a defensive driving course might help you out! Many insurers offer discounts if you take a voluntary defensive driving class, and courts will determine whether such a course can be applied for traffic violations on a case-by-case basis. While Kansas doesn’t use the “point system” that many states do, the state still tracks and implements consequences for moving violations. If you get three moving violations in a 12-month period, the state’s department of revenue could suspend your Kansa driver's license
for up to a year! That’s why it’s a good idea to be proactive if you get a traffic ticket. Approach the court to see if taking a defensive driving course could compel them to dismiss the ticket, and find out if the course can help you get cheaper car insurance
! Taking a defensive driving course in Kansas could…
…dismiss a minor traffic ticket
Check with the court or prosecutor’s office as soon as possible after getting a moving violation ticket. They might make a deal to dismiss or reduce the traffic charge if you volunteer for a defensive driving course, which could save you money in the long run on court costs and fines.
The court with jurisdiction over your traffic ticket will decide whether to dismiss or reduce your violation on a case-by-case basis. That means there’s no guarantee that taking a defensive driving course will result in a dismissed ticket.
You will have to pay for the cost of the course out-of-pocket, but if you’re facing a steep traffic fine or you’re on your third ticket in 12 months, it will save you money in the long run.
MORE: Kansas reckless driving
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…help you get your license back
You’ll need to complete several steps to reinstate a suspended Kansas license
, including: Filing an SR-22 or other acceptable documentation
Pass a driver’s knowledge exam
Pay your reinstatement fees
Depending on the specifics of your suspension, you may be required to submit other documentation, too. But the defensive driving course comes into play when you’re ready to take your driver’s knowledge exam.
Although taking a defensive driving course won’t serve as a substitute for the driver’s exam or any other reinstatement requirements in Kansas, it can help you be prepared for the exam, so you can pass it the first time and move on.
…earn you an insurance discount
Your insurance company might offer a car insurance discount if you’ve taken a defensive driving course! That’s because defensive driving courses teach you how to avoid and mitigate potential hazards on the road, which in turn can save your insurance company heaps of money.
You should contact your insurance provider first, to see if a discount is available for taking the course. Make sure to inquire about which courses will qualify you for the discount, too. For instance, some providers may require an in-person defensive driving course rather than an online course.
MORE: What is a safe driver discount?
…improve your driving skills
If you just want to be a better driver, taking a defensive driving course online or in-person is a great place to start. You’ll learn basic driving techniques, how to avoid distractions, and how to anticipate and protect yourself from hazards on the road.
With defensive driving techniques under your belt, you can be a more cautious driver capable of avoiding dangerous roadway hazards that are seen every day.
MORE: The benefits of taking a defensive driving course
4.7/5 rating on the App Store | Trusted by 5+ million customers and 7 million cars 4.7/5 app rating | Trusted by 5M+ drivers How to find Kansas defensive driving courses
If you’re taking a defensive driving course to reduce or eliminate a traffic violation, or if you want to lower your insurance premiums, then you should check with the court or your insurance provider before selecting a defensive driving course. You’ll want to know which courses they’ll accept before you register for one.
If you’re looking for training to become a better driver, then the National Safety Council’s
driver training course selection is a great place to start. They offer online publications and courses, plus opportunities for in-person courses on defensive driving and other roadway safety topics. How much is a defensive driving course in Kansas?
Defensive driving courses usually cost between $25 and $50, but some course costs may be more or less than that. What you pay will depend on the course type that your insurance provider or the local court deems acceptable.
If you’re taking a defensive driving course just to make yourself a better driver, you can find affordable online courses for as little as $15, or more intensive, in-person courses that cost $100 or more.
"Jerry
brought my insurance deductible down from $2.5k to $1k without me having to switch companies. I even had a ticket on my record. If it can help me, Jerry will definitely help you save money.” —Maxwell N.
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