PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Do I need medical payments coverage if I have liability and uninsured motorist coverage on my van?
I have bodily injury on my policy as well as uninsured motorist coverage. What would medical payments cover that bodily injury and uninsured motorist wouldn't?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The purpose of
medical payment coverage
is to protect you and your passengers if you’re injured in an accident, regardless of fault. It will help pay for medical expenses related to the accident.Bodily injury liability
covers the other driver’s injuries if you are at fault in an accident. Uninsured motorist coverage
only provides protection if you’re in an accident with an at-fault driver who does not have insurance.Medical payments coverage would be your only source protection if you or your passengers are injured in an accident and you are at fault.
While it is optional in most states, it can be an important coverage to have, even if you have health insurance. It’s typically considered primary coverage and will kick in before your health insurance.
“
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies