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Do I have to add my brother to my insurance policy?
My brother and I live together and we each have our own cars and policies. I just bought a new car, and the dealer said I need to have my brother listed on the policy since we live together. Is that true?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Good question! It can depend on your carrier.
If your brother has his own car and
car insurance
, he may not need to be included. Suppose your carrier does want to add him and requests proof of his insurance. In that case, he might be listed as a non-driver or an excluded driver, and he shouldn’t impact your current policy’s rate. However, since you are family and live together, it might be a good idea to get some
car insurance quotes online
. You would both qualify for a multi-car discount if you share a policy! Using a free app like
Jerry
would be a simple and fast way to get quotes and all applicable discounts in one place. “View full answer
- Gregory R.
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